Personal Checking Account

Green card Checking account promotion

No monthly service fees and you earn dividends monthly with average daily balances of $2,500 or more.

Online checking account & mobile banking

Make mobile check deposits. Transfer funds between your accounts to friends, family and others you trust using Zelle ® .

Debit card perks

15% off at Southwest University Park Team Shop 9 with the El Paso Chihuahuas or El Paso Locomotive FC debit card. Find the perfect debit card for you.

Account accessibility

No minimum balance or monthly transfer requirements with no-fee checking accounts. Plus, 24/7 access to your online and mobile banking account & 80,000+ surcharge-free ATMs.

Contactless payments

Quick and secure contactless payments in store or online when you add your GECU debit card to your mobile device's mobile wallet.

Extra account security

You're enrolled for automatic fraud alerts and you can set up custom card and text alerts. Plus, enjoy Mastercard Zero Liability. 10

Personal Checking

Learn How to Manage Your Finances

Get tips on how to set and accomplish financial goals, create a budget and build credit. Explore Our Financial Products

Credit cards

Auto loans

Account resources

Disclosures

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
© 2024 Mastercard. All rights reserved.

Zelle ® and the Zelle ® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Membership eligibility is required.
1 Must have a GECU share account to open a checking account. A one-time deposit of $10 in a GECU share account is all it takes.
2 Check deposits are subject to the funds availability policy. Not available for GECU Second Chance Checking accounts.
3 Must have a bank account in the U.S. to use Zelle ® . Learn more by clicking here.
4 Must have a GECU checking account and enroll to use online Bill Pay.
5 Transaction fees may be charged by owner of non-GECU ATMs.
6 Debit card is available with checking accounts. Fee may apply to special card designs.
7 Other fees may apply.
8 Standard text-messaging and data rates may apply through the wireless carrier.
9 Limitations apply. See the Team Shop for details.
10 Under Mastercard ® Zero Liability policy, you will not be liable for an unauthorized transaction as long as you exercised reasonable care in safeguarding the card from risk of loss or theft, and upon becoming aware, promptly report the loss or theft to us; otherwise, your liability will be determined by the GECU Terms and Conditions.